LAW OFFICE OF HENRY AHRENS

Bankruptcy Lawyer NYC & Long Island
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 Free Consultation

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At the initial consultation, we will review your financial circumstances with you and explain your options to you, including non-bankruptcy alternatives.  At The Law Office of Henry Ahrens, we never presume that Bankruptcy is the best alternative for you, and we will freely tell you if it is not, given your circumstances.  We never "pressure" anyone to file for Bankruptcy, but rather provide an objective analysis of your options.
 
Please bring the following documents with you to your free consultation:
  • Information regarding any money you owe - including the most recent statement for your credit cards, store cards, medical bills, personal loans, student loans, past due taxes, child support, etc.  
  • Your most recent pay stub, if you are currently employed 
  • Information regarding the assets that you own     

We don't need precise numbers for an initial consultation, as the purpose of this meeting is for you to provide us with sufficient information so that we can make an an evaluation as to what is the best solution for your financial issues.  However, we do encourage you to download the questionnaire provided in this website, and to begin to fill it out.  It would certainly be helpful if you could bring an at least partially completed questionnaire with you to the initial consultation.  Please note that the last page of the questionnaire provides a complete list of the documents that you will need to provide us with before we could file for Bankruptcy relief for you. 

 

Assuming that you decide to move forward with a bankruptcy solution, you will also need to provide us with a completed questionnaire before we can file for you.  We will prepare all the necessary forms - including the Bankruptcy Petition, all attendant schedules, the Statement of Financial Affairs, and in a Chapter 13 case, the Chapter 13 Repayment Plan. 

 

At a second meeting, Mr. Ahrens will review these completed forms with you, and once they meet your approval, we will file these forms with the Clerk of the Bankruptcy Court.  Mr. Ahrens will also appear with you at the Section 341 Meeting of the Creditors, and in Chapter 13 cases, Mr. Ahrens will also appear with you at the Confirmation Hearing and the Discharge Hearing.  We are, of course, available to answer client’s questions at any point during this process. 

 

Please note that consultations are by appointment only.  We also have evening and weekend appointments available, for your convenience.